Audit Faults Reviews of Competency-Based Programs’ Eligibility for Student Aid

Chronicle of Higher Education - Fri, 2014-10-03 02:58

The Education Department should obtain more information from programs and their accreditors before approving their applications, the agency’s inspector general says.

Categories: Higher Education News

Unusual Loan Program Lets International Students Borrow Later, Repay Quickly

Chronicle of Higher Education - Fri, 2014-10-03 02:56

An Iowa institution’s innovative approach is popular with foreign graduate students. It could be a model for others seeking an alternative way to finance a degree.

Categories: Higher Education News

Siding With For-Profit Colleges, Judge Says Rule on Recruiter Pay Is Flawed

Chronicle of Higher Education - Fri, 2014-10-03 02:56

The ruling, in a long-running fight between the Education Department and the institutions, sends the "incentive compensation" rule back to the department.

Categories: Higher Education News

Google-Stalking Job Candidates: Tempting but Risky

Chronicle of Higher Education - Fri, 2014-10-03 02:55

Internet searches sometimes yield answers to questions that hiring committees are legally forbidden to ask.

Categories: Higher Education News

Progress on Education Is Helping Fuel Our Economy’s Growth

U.S. Department of Education Blog - Thu, 2014-10-02 16:14

The progress that America is seeing in our nation’s education system—record-high high school graduation rates, improved student achievement and more young people going to college—is helping to fuel an economy that is stronger now than when President Obama took office during the Great Recession. The President delivered that message Thursday in a speech, fittingly, on a college campus—Northwestern University, outside of Chicago—and he encouraged continued commitment toward building an economy that works for every American and an education system that supports every student.

“We have to lead the world in education once again,” Obama said.

Here’s more of what the President had to say about education, and how it’s a cornerstone of the “new foundation” for America’s 21st century economy:

America thrived in the 20th century because we made high school free. We sent a generation to college. We cultivated the most educated workforce in the world. But it didn’t take long for other countries to look at our policies and caught on to the secret of our success. So they set out to educate their kids too, so they could out-compete our kids. We have to lead the world in education once again.

That’s why we launched a Race to the Top in our schools, trained thousands of math and science teachers, supported states that raised standards for learning. Today, teachers in 48 states and D.C. are teaching our kids the knowledge and skills they need to compete and win in the global economy. Working with parents and educators, we’ve turned around some of the country’s lowest-performing schools. We’re on our way to connecting 99 percent of students to high-speed Internet, and making sure every child, at every seat, has the best technology for learning. 

Look, let’s face it: Some of these changes are hard. Sometimes they cause controversy. And we have a long way to go. But public education in America is actually improving. Last year, our elementary and middle school students had the highest math and reading scores on record. The dropout rates for Latinos and African Americans are down. The high school graduation rate — the high school graduation rate is up. It’s now above 80 percent for the first time in history. We’ve invested in more than 700 community colleges — which are so often gateways to the middle class — and we’re connecting them with employers to train high school graduates for good jobs in fast-growing fields like high-tech manufacturing and energy and IT and cybersecurity.

Here in Chicago, [Mayor Rahm Emanuel] just announced that the city will pay community college tuition for more striving high school graduates. We’ve helped more students afford college with grants and tax credits and loans. And today, more young people are graduating than ever before. We’ve sent more veterans to college on the Post-9/11 GI Bill — including several veterans here at Northwestern — and a few of them are in this hall today, and we thank them for their service.

After celebrating the progress that America’s schools, colleges and universities are making, the President then set goals to further strengthen education as a pillar of the U.S. economy, starting with our youngest learners:

If we make high-quality preschool available to every child, not only will we give our kids a safe place to learn and grow while their parents go to work; we’ll give them the start that they need to succeed in school, and earn higher wages, and form more stable families of their own. In fact, today, I’m setting a new goal:  By the end of this decade, let’s enroll 6 million children in high-quality preschool. That is an achievable goal that we know will make our workforce stronger.

If we redesign our high schools, we’ll graduate more kids with the real-world skills that lead directly to a good job in the new economy. If we invest more in job training and apprenticeships, we’ll help more workers fill more good jobs that are coming back to this country. If we make it easier for students to pay off their college loans, we’ll help a whole lot of young people breathe easier and feel freer to take the jobs they really want. So look, let’s do this — let’s keep reforming our education system to make sure young people at every level have a shot at success, just like folks at Northwestern do. 

You can read the President’s complete remarks on whitehouse.gov, and on ed.gov/progress  you can read about progress that America’s educators are making for students—and our country’s economy.

Categories: Higher Education News

Historian to Lead Notre Dame's First New School in Almost a Century

Chronicle of Higher Education - Thu, 2014-10-02 11:20

R. Scott Appleby, a scholar of religious history, has been named founding dean of the university’s Donald R. Keough School of Global Affairs.

 

Categories: Higher Education News

Innovation in Higher Education through First in the World

U.S. Department of Education Blog - Thu, 2014-10-02 09:55

Innovation in higher education is key to ensuring that our nation’s colleges and universities continue to serve our nation’s students. As part of an ambitious plan to increase value and affordability in higher education, President Obama called for the First in the World (FITW) grant program to fund innovative practices at colleges and universities.

Yesterday, ED awarded $75 million in grants to 24 colleges and universities across the country to fund innovative thinking that comes from educators working every day to ensure successful outcomes for students.

All FITW projects focus on improving college success among low-income, first-generation, and underserved students. The winning projects represent diverse and exciting approaches to improving student success. Topics addressed by FITW grantees include strengthening the critical transitions from high school to college, improving remediation, and ensuring the accessibility of instructional technology for students with disabilities.

Our nation’s colleges and universities recognize the need for innovation in order to serve students more effectively and with greater efficiency. The large number of applications — more than 500 — for FITW show that there is interest in innovation and the development of supporting evidence. The efforts at the 24 colleges and universities that received grants hold enormous promise, and will help increase momentum in the field toward implementing and testing many of the other innovative ideas that emerged during this grant competition.

Here are just a few examples of how FITW grants will benefit students:

  • Southern New Hampshire University will be completely rethinking remediation by developing an online, competency-based remediation tool. It will identify gaps in students’ knowledge and provide targeted, relevant, and engaging modules to help students master competencies as they are progressing through college-level material.
  • Hampton University will launch an array of integrated supports for its students, including both technological tools and new ways of organizing on-campus programming. New online programming, using Khan Academy lectures and trainings in a technical computing program called MATLAB, will be combined with redesigned math courses in the emporium model and near-peer and faculty mentoring.
  • South Dakota State University will implement an innovative approach to ensuring a smooth transition to college. To serve its American Indian and low-income students better, the university will work with partners, including Black Hills State University and Oglala Lakota College. Their program incorporates experience on the college campus for high school students and allows them to participate in employment or undergraduate research to help pay for their education.
  • Gateway Community College in Kentucky will reshape programs for their students to provide a more flexible path to graduation. They are seeking to accelerate completion rates, using approaches such as redesigned remediation programs. Further, they are reevaluating their pedagogy and incorporating technology on campus to engage and support their students.
  • Bay Path College in Massachusetts is a two-year institution that will develop an online experience for adult students that allows for flexibility, self-pacing, and social networking. The college will incorporate learning analytics to support a wide array of services, including personalized learning and wraparound coaching.
  • University of Southern California will implement and evaluate a game-based tool that gives high school students an understanding of the college search and financing processes for use in mentoring programs.

In addition to providing resources to implement these innovative programs, FITW grants will also support robust evaluation of these practices. We expect this research to add to the growing body of defensible evidence that will guide future investments in higher education and lead to more effective practices and policies intended to support students and increase college completion rates. In addition to helping students become more informed about college, we also want to help ensure that institutions are better prepared to serve them once they arrive.

President Obama has encouraged every student to pursue postsecondary education. By investing in innovation, colleges and universities are finding new ways to increase the quality, affordability, and value of higher education.

James T. Minor is Deputy Assistant Secretary for Higher Education Programs at the U.S. Department of Education.

Categories: Higher Education News

Innovating for Success: The 2014 National HBCU Week Conference

U.S. Department of Education Blog - Thu, 2014-10-02 09:53

“Over the next few years, I believe Historically Black Colleges and Universities (HBCUs) will in many respects become more essential, not less so, to meeting our nation’s educational and economic goals,” Secretary Arne Duncan told those gathered at the 2014 National HBCU Week Conference in Washington, D.C.

The Secretary affirmed the necessity and vitality of HBCUs, and pledged to help ensure that all 105 of these unique and historic American institutions continue to thrive.

The annual conference is a forum for HBCU presidents, administrators, students, and stakeholders to meet directly with federal and private sector representatives to discuss strategies for sustained impact in preparing new generations of leaders. This year’s conference – HBCUs: Innovators for Future Success – focused on the community’s efforts to remain at the forefront of educational advancement.

“We, as the current leaders of the black college community, like our predecessors, recognize the great tasks ahead of us. And, like our predecessors, we recognize that not only the future of African-American success, but the future of American and global success, rest on the innovation cultivated at or by black colleges,” said George Cooper, Executive Director of the White House Initiative on HBCUs.

Duncan used his keynote address to applaud the remarkable legacy of HBCUs and to reject the notion that HBCUs are no longer necessary in the 21st century.

“[HBCUs] still have an outsize role in preparing students to meet urgent national priorities in STEM fields, in filling teaching jobs, and in uplifting boys and men of color,” said Duncan.

He also noted the critical roles that HBCUs play in extending the reach of the My Brother’s Keeper Initiative and President Obama’s North Star education goal of again having the world’s highest proportion college graduates. And, he highlighted some of the HBCUs that are leading the way.

“At Hampton University I saw its cutting-edge Proton Therapy Institute for treating cancer. President Harvey’s vision there is remarkable. At Morgan State, under President Wilson’s outstanding leadership, the university formed a groundbreaking partnership with the Universities Space Research Association. Morgan State landed a $28 million contract—its biggest federal contract in history—to develop critical expertise on climate issues and atmospheric science,” Duncan said.

“It’s imperative that we start uplifting boys and men of color, as President Obama is seeking to do. And here again, HBCUs can help show the way,” he added. “I know HBCUs can pioneer innovation and international education.”

After the Secretary’s keynote remarks, he was joined by Richard Cordray, director of the Consumer Financial Protection Bureau, Carrie Hessler-Radelet, director of the Peace Corps, and Wendy Spencer, CEO of the Corporation of Community and National Service. The four updated the audience on a joint effort to encourage public service employers to inform their employees, volunteers and recent graduates about public service opportunities and student loan repayment options and tools – including the CFPB Public Service Toolkit to help teachers and other public servants tackle student debt.

Read the entire speech by Secretary Duncan and be sure follow the White House Initiative on Historically Black Colleges and Universities on Twitter: @WHI_HBCUs.

De’Rell Bonner is a special assistant and youth liaison in the Office of Communications and Outreach at the U.S. Department of Education.

Categories: Higher Education News

Ask Arne: The Importance of Teacher Diversity

U.S. Department of Education Blog - Thu, 2014-10-02 06:28

The importance of teacher diversity hits home for me as a former teacher in an urban school district. That is why I am currently a doctoral candidate studying education at Johns Hopkins University. It’s also one of the reasons I applied for an internship at the U.S. Department of Education.

I taught in a public college prep magnet high school in the District of Columbia for six years. I saw how few role models and mentors of color my students were able to find at school – and I was concerned about the impact that might have on their learning. I also wondered how our young people would gain the confidence and commitment they’d need to become leaders in their communities, when many of their school leaders did not reflect these students’ own experiences and backgrounds.

The administrators at my school were committed to having a diverse faculty, but there were many challenges. There was a small applicant pool of experienced, qualified teachers of color. Additionally, I observed that it was difficult to attract and retain educators of color in my high-needs district.

As I’ve done my doctoral research I’ve come to realize that my experience wasn’t unique. Nationwide, there’s a lack of minority teachers in the workforce, and the problem is particularly acute in urban school districts. I’ve come to realize that significant steps need to be taken to address this issue. Right now, it’s an unfortunate cycle: many promising students of color may not even consider teaching as a viable career choice because they haven’t seen many teachers that look like them.

As my research continues, I plan to focus on finding new ways to address this crisis. Here at the Department of Education, it is an issue that continues to garner the attention of senior leaders.

During a recent installment of “Ask Arne,” Secretary Duncan; David Johns, Director of the White House Initiative on Educational Excellence for African Americans; and Joiselle Cunningham, 2013 Teaching Ambassador Fellow, discussed the importance of teacher diversity.

Johns recalled his experiences teaching in an urban school, and described the role he was able to play in creating a positive school culture that handled discipline in an unbiased and constructive way, especially for young African-American boys. He noted that it’s not just important for African-American and Hispanic students to have teachers that share their experiences and culture—it is important for all students to learn from a diverse, committed, and passionate group of teachers.

One of America’s greatest strengths is its diversity. We need to do a better job of making sure our teacher workforce embodies those strengths and values.

Kristen Moore is an intern in the Office of the Secretary.

Categories: Higher Education News

How Students Seized the Lead in Hong Kong’s Pro-Democracy Campaign

Chronicle of Higher Education - Thu, 2014-10-02 02:56

An older generation of professors and others had been planning a mass demonstration. Then a boycott of college classes unleashed students to the streets.

Categories: Higher Education News

What Lurks Behind Graduation Rates? A Lot of Noise—and Meaning

Chronicle of Higher Education - Thu, 2014-10-02 02:55

Take a trip through Indiana University’s unusually complete data, and you’ll get a glimpse of why top-line numbers can take you only so far.

Categories: Higher Education News

A Changing View on Concussions? The Jury's Still Out

Chronicle of Higher Education - Thu, 2014-10-02 02:51

The University of Michigan has seen an uproar over its handling of a quarterback's head injury. Some observers hope they're watching a watershed moment.

Categories: Higher Education News

Working Together to Provide Resources to Prevent Bullying This Month and Every Month

U.S. Department of Education Blog - Wed, 2014-10-01 13:55

Cross-posted from the Stopbullying Blog.

October is National Bullying Prevention Awareness Month and it’s a good time for schools (including personnel and students), communities, districts, and states to take stock of current efforts to reduce and prevent bullying. Do current school climates make students feel safe, allowing them to thrive academically and socially? Are youth comfortable speaking up if they are being bullied? Are members of the community engaged and are the media aware of best practices when it comes to reporting bullying stories?

In recognition of the efforts to improve school climate and reduce rates of bullying nationwide, the Federal Partners in Bullying Prevention (FPBP) are proud to release a variety of resources aimed at informing youth, those who work with youth, members of the media, parents, and schools. These resources and more maybe found at Stopbullying.gov.

Here are several of the exciting efforts being highlighted this month:

  • #StopBullying365 – All month long, the FPBP will be using the hashtag #StopBullying365 to collect stories of how individuals and communities are taking action in bullying prevention. Join StopBullying.gov on Facebook andTwitter to learn more.
  • The FPBP are pleased to announce the start of a year-long relationship with NASA’s Scott Kelly, who will make bullying prevention a priority during his time in space. Watch Astronaut Kelly’s video.
  • KnowBullying. The Substance Abuse and Mental Health Services Administration’s (SAMHSA) new mobile app provides parents, caretakers, and teachers with important bullying prevention information, and can help get the conversation started between parents/caregivers and children about bullying in as little as 15 minutes a day.
  • Bullying, Harassment, & Civil Rights: An Overview of School Districts’ Federal Obligation to Respond to Harassment. This video, developed collaboratively by ED, DOJ, and SAMHSA, of the U.S. Department of Health and Human Services, outlines school districts’ federal obligations to respond to harassment.
  • Increasing Capacity for Reducing Bullying and Its Impact on the Lifecourse of Youth Involved. This report summarizes findings from the Institute of Medicine Workshop held in April, 2014, funded by the Health Resources and Services Administration. More than 20 presenters shared research on how families, schools and communities can take effective action to stop bullying and reduce its harmful effects.
  • Internet Safety Two-Part Webinar Series – On October 30, 2014 from 2-3pm EDT, the U.S. Department of Justice’s (DOJ) Office of Juvenile Justice and Delinquency Prevention National Training and Technical Assistance Center will host the first of a two-part webinar series. This series is a collaborative effort by DOJ, the U.S. Departments of Education (ED) and Agriculture, the Federal Trade Commission, the Federal Bureau of Investigation, and the Internet Crimes Against Children Task Force. The first webinar will focus on internet safety and cyberbullying. The second webinar will occur in mid-November and focus on sexting and sextortion. Stay tuned to StopBullying.gov for more information!
  • Media Guidelines for Bullying Prevention. Media coverage of social issues has a big impact on how communities understand and address problems. Research and expert opinion suggest that certain trends in media coverage of bullying have the potential to do harm. This guidance offers help to journalists, bloggers, the entertainment creative community, and others who are developing content about bullying to engage in responsible reporting on this important topic.

With all of these new resources and attention, it’s a great time to consider how you can help raise awareness about bullying and take action to stop it. Teens can find inspiration by visiting our Tumblr site. Tell us what you are going to do by engaging on Facebook and Twitter using #StopBullying365.

Katie Gorscak works at the U.S. Department of Health and Human Services and Sarah Sisaye works at the U.S. Department of Education.

Categories: Higher Education News

India Plans to Create University Ranking That Factors in 'Social Responsibilities'

Chronicle of Higher Education - Wed, 2014-10-01 11:06

With its universities often faring poorly in global rankings, the Indian government wants to create a national criteria to measure universities by. 

Categories: Higher Education News

Progress in Action: Celebrating Hispanic Educational Achievement

U.S. Department of Education Blog - Wed, 2014-10-01 08:04

Reposted from the President Obama and the Hispanic Community Blog.

The following article was published on Univision.com. You can read the original article in Spanish HERE.

Each year, in honor of Hispanic Heritage Month we recognize and celebrate the rich histories and significant contributions made by Hispanics throughout this great nation. With over 54 million people, Hispanics are the largest, youngest, and fastest-growing minority group, and will represent 70 percent of our nation’s population growth between 2015 and 2060. From preschool to postsecondary education, Hispanic representation is palpable. Hispanics now make up the majority of students in our public schools, with 1 out of every 4 students in K-12 grades. Similarly, college enrollment is up more for Hispanics than any other group.

Earlier this year the President said that 2014 would be a “year of action”. In this spirit, the White House Initiative on Educational Excellence for Hispanics (Initiative) officially launched our “Anniversary Year of Action” – a call to action to expand upon the progress and achievement made in Hispanic education.

As a community, we have made significant progress. According to the Census Bureau (2011), the Hispanic high school dropout rate has been cut in half from 28 percent in 2000 to 14 percent in 2011.The  Hispanic graduation rate has increased to 76 percent – an all-time high. College enrollment among Hispanics reached a record high and continues to increase. In 2012, the college enrollment rate among 18-to-24-year-old Hispanic high school graduates was over 49 percent, up from 31 percent in 2002.

We recognize there is more work to do and that it’s a shared responsibility—everyone will have a role to play in ensuring the continued success of our community. Over the coming year we will highlight “Bright Spots” that are providing a quality early childhood education, robust and rigorous K-12 education experiences, supporting increased participation in STEM courses, promoting promising practices, partnerships, and institutions of higher education that are graduating more Latinos ready and prepared to enter the competitive workforce, preparing more Hispanics into the teaching profession, while highlighting collaborative efforts supporting our young Hispanic girls and boys through the President’s initiative My Brother’s Keeper.

We will continue working towards the President’s 2020 goal of once again leading the world in college completion. Over the last 12 months, the Initiative has been deeply committed to amplifying the Administration’s education agenda, building partnerships and expanding commitments to support education for Hispanics, while also highlighting the Hispanic community’s progress. Through a number of activities – from national policy forums and back-to-school tours to webinars and twitter chats – we reached over 100,000 stakeholders around the United States and Puerto Rico. We heard from parents, students, non-profit, state and local government, business and philanthropy leaders, and educators about their work and challenges. Through strategic outreach and engagement, we learned that the Hispanic community is not only making great strides but eager to reframe the narrative.

We look forward to building on previous successes and producing more helpful tools like our “¡Gradúate! A Financial Aid Guide to Success”, published this May. The bilingual guide – designed to help students and families navigate the college enrollment and financial aid process includes key information about federal financial aid resources available and on scholarships supporting all Hispanic students, including those granted Deferred Action for Childhood Arrivals and non-U.S. citizens. We will continue to work towards increasing the number ofHispanic teachers through innovative strategies, such as our #LatinosTeach social media campaign launched this month.

And just this Monday, the White House, as part of Hispanic Heritage Month celebrations, honored Latino Educators “Champions of Change” who are doing extraordinary work to educate the next generation of Americans. These Champions have distinguished themselves by devoting their time and energy to creating opportunities for young people to succeed, particularly in low-income communities. The event showcased these leaders and the exceptional contributions to this country. Because, we know that by highlighting progress in action, we will ensure a bright future for the Hispanic community.

Categories: Higher Education News

President Obama Announces the My Brother’s Keeper Community Challenge

U.S. Department of Education Blog - Wed, 2014-10-01 07:45

Reposted from the White House Blog.

In February of this year, President Obama launched the My Brother’s Keeper (MBK) initiative to ensure that all youth, including boys and young men of color, have opportunities to improve their life outcomes and overcome barriers to success. The initiative aims to bring together government, law enforcement, business, non-profit, philanthropic, faith, and community leaders around shared goals for young people in this country.

And now, the Administration is taking this effort local, by engaging Mayors, tribal leaders, and county executives who are stepping up to lead in their communities. In a speech this past Saturday at the Congressional Black Caucus (CBC) awards dinner, President Obama announced the My Brother’s Keeper Community Challenge, which will encourage communities (cities, counties, suburbs, rural municipalities, and tribal nations) to implement coherent cradle-to-college-and-career strategies aimed at improving life outcomes for all young people, consistent with the goals and recommendations of the White House’s MBK Task Force’s May, 2014 report. Rather than build a new federal program, or provide a top-down solution to problems that are often unique to local neighborhoods, the President has called upon local leaders, and sought to provide them the support and momentum they need, to design and implement strategies that are proven to work to address a set of challenges that are too often taken on in silos.

There is already incredible work being done by elected and community leaders around the country. This MBK Community Challenge is about harnessing that energy, expanding upon it, and operationalizing plans of action to functionally channel it at the local level.

“We need to address the unique challenges that make it hard for some of our young people to thrive,” the President told a packed house at Saturday’s CBC awards dinner. “[W]e all know relatives, classmates, neighbors who were just as smart as we were, just as capable as we were, born with the same light behind their eyes, the same joy, the same curiosity about the world — but somehow they didn’t get the support they needed, or the encouragement they needed, or they made a mistake, or they missed an opportunity; [so] they weren’t able to overcome the obstacles that they faced.”

The stakes couldn’t be higher for our young people, or our country, which is why we’re seeing such eagerness from local officials and community leaders. Already,135 mayors, county officials, tribal leaders, Democrats, and Republicans have signed on. And we’re going to keep welcoming them aboard in the coming weeks and months. These are the leaders that often sit at the intersection of many of the vital systems and structural components needed to enact sustainable change through policy, programs, and partnerships.

But even with leadership from the top in these communities, this must be an all-hands-on-deck effort. To that end, business leaders, non-profits, philanthropies, and local school-systems are organizing themselves independently to support communities’ efforts.

No child in this country should feel like they need to “beat the odds” in order to get ahead, and certainly shouldn’t feel like they are on their own as they try. Our young people deserve better than that, and as a country, we can’t afford to let so many of our children, our future workers, and our future leaders slip through the cracks.

Already on the ground in communities from coast to coast, leaders are responding to the President’s challenge. They are convening stakeholders, setting up data standards, setting goals and priorities, and preparing to redouble their efforts to give every young person a real shot at success, no matter who they are, where there from, or the circumstances into which they were born. Because when we work together to help all young people reach their full potential, we will be that much closer to reaching our full potential as a nation. The My Brother’s Keeper Community Challenge is a call to action, and we all have a role to play.

Learn more about the Challenge and please visit MBKchallenge.org to accept the President’s challenge.

Broderick Johnson is an Assistant to the President, White House Cabinet Secretary, and Chair of the My Brother’s Keeper Task Force and Jim Shelton is the Deputy Secretary at the Department of Education, and the Executive Director of the My Brother’s Keeper Task Force

 

Categories: Higher Education News

6 Things You MUST Know About Repaying Your Student Loans

U.S. Department of Education Blog - Wed, 2014-10-01 06:00

When it comes to repaying your federal student loans, there’s a lot to consider. By taking the time to understand the details of repayment, you can save yourself time and money.

REMEMBER: You never have to pay for help with your federal student loans. If you have any questions at all, contact your servicer. They provide FREE help.

This should help you get started.

When do I begin repaying my federal student loans?

You don’t have to begin repaying most federal student loans until after you leave college or drop below half-time enrollment. Many federal student loans will even have a grace period. The grace period gives you time to get financially settled and to select your repayment plan. Note that for most loans, interest will accrue during your grace period.

Your loan servicer or lender will provide you with a loan repayment schedule that states when your first payment is due, the number and frequency of payments, and the amount of each payment.

Whom do I pay?

You will make your federal student loan payments to your loan servicer*, not the U.S. Department of Education (ED) directly. ED uses several loan servicers to handle the billing and other services on federal student loans. Your loan servicer can work with you to choose a repayment plan and can answer any questions you have about your federal student loans. It’s important to maintain contact with your loan servicer and keep your servicer informed of any changes to your mailing address, e-mail, or phone number so they know where to send correspondence and how to contact you. How much do I need to pay?

Your bill will tell you how much to pay. Your payment (usually made monthly) depends on

  • the type of loan you received,
  • how much money you borrowed,
  • the interest rate on your loan, and
  • the repayment plan you choose.

You can use our repayment estimator to estimate your monthly payments under different repayment plans to determine which option is right for you. Just remember, if you would like to switch repayment plans, you must contact your loan servicer.

How do I make my student loan payments?

There are several ways you can submit payments to your loan servicer, including options to submit your payment online through your loan servicer’s website.

TIP: Your servicer may offer the option to have your payments automatically withdrawn from your bank account each month. You may want to consider this option so you don’t forget to make your payments.

What should I do if I’m having trouble making my student loan payments?

Contact your loan servicer as soon as possible. You may be able to change your repayment plan to one that will allow you to have a longer repayment period or to one that is based on your income. If switching repayment plans isn’t a good option for you, ask your loan servicer about your options for loan consolidation or a deferment or forbearance.

Note: Several third-party companies offer student loan assistance for a fee. Most of these services can be obtained for free from your loan servicer.

What happens if I don’t make my payments?

Not making your student loan payments can result in default, which negatively impacts your credit score. This may affect your ability to borrow for things like buying a car or purchasing a home. Your tax refunds may also be withheld and applied to your outstanding student loan debt. There is never a reason to default. The Department of Education offers several options to ensure that you can successfully manage your student loans. If you’re feeling overwhelmed or having difficulty making payments, contact your loan servicer for help.

*If you are repaying federal student loans made by a private lender (before July 1, 2010), you may be required to make payments directly to that lender.

Nicole Callahan is a digital engagement analyst at the Department of Education’s office of Federal Student Aid.

Categories: Higher Education News

Video: Gallaudet Takes Action Against Sexual Assaults

Chronicle of Higher Education - Wed, 2014-10-01 02:55

The university for the deaf and hard of hearing has been praised by the Department of Justice for its work in educating staff members and students on sexual-misconduct issues.

Categories: Higher Education News

Meet the First Winners of the Education Dept.’s ‘First in the World’ Grants

Chronicle of Higher Education - Wed, 2014-10-01 02:54

The department has pledged $75-million to 24 institutions that have pledged to improve college access and student learning.

Categories: Higher Education News

Paul Quinn College’s President Makes Recruiting Students a Personal Issue

Chronicle of Higher Education - Tue, 2014-09-30 02:56

Michael J. Sorrell meets prospective applicants one on one. Just as important, he meets with their parents or guardians as well.

Categories: Higher Education News
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