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Student-loan consolidation is a straightforward process. But not the way these telephone salespeople describe it.
Explore our interactive graphic to view the intersections of four individuals and the companies with which they have been affiliated.
Campuses that are family-friendly in name only will be at a disadvantage in hiring, presidents said at a conference on issues of work-life balance.
The system president succeeded in pushing out the campus chancellor, prompting protests and questions about whether the flagship really needs both leaders.
Reposted from the OII Blog.
On July 23, the U.S. Department of Education (ED) hosted the grand opening of the student art exhibit Museums: pARTners in Learning at its headquarters in Washington, presenting visual artwork and creative writing by students ages 5–17 in the arts education programs at 16 academic museums.
Deputy Under Secretary Jamie Studley welcomed guests to the Department and thanked the Association of Art Museum Directors (AAMD) for its partnership with ED. Studley not only emphasized the critical partnership for learning between art and other classroom subjects, such as chemistry and history, she also noted the importance of art “as a source of inspiration and a way to practice discipline.”
Rebecca Martin Nagy, director of the Samuel P. Harn Museum of Art at the University of Florida, asserted that art museums worldwide are committed to education. “It’s what we do!” she said, citing the 242 AAMD members that work with each other, 40,000 schools, and community organizations.
Anthony Madorsky, a 10-year-old student artist from Meadowbrook Elementary School in Gainesville, Fla., made family members proud when he delivered remarks on his painting “La Florida.” He drew inspiration from Frank Hamilton Taylor’s “A Trip on the Ocklawaha,” a painting at the Harn. Anthony explained that he tried to depict “the untouched majestic beauty [of Florida] before the Spanish colonization,” a different way than people usually see Florida. “When Ponce de León discovered Florida, he called it “La Florida,” meaning ‘land full of flowers.’ I believe each of our brains is a ‘La Florida’ as it is a place full of ideas like flower buds and, as people help us improve these ideas, they can bloom into flowers,” Anthony concluded—an eloquent depiction of “becoming educated.”
Anna Mebel, the poet-in-residence at the Harn, also touched on the different portrayals of her home state, Florida—a foreigner’s and a local’s. She recited her original poem, “Florida,” which was inspired by Karen Glaser’s “Within the Swamp, Roberts Lake Strand,” a photograph at the Harn.
Amanda Stambrosky, the choreographer and dancer-in-residence at the Harn, performed an original piece, “Down to the Lake,” to James Vincent McMorrow’s song “The Lakes” in response to four Florida landscape paintings at the Harn. Amanda incorporated her hair in her performance. Midway, she let it loose from the bun she wore as both an expression of “letting loose” and a representation of the movement of the palm trees and wind. For her, concluding the piece by pulling her hair back in a bun portrayed “resuming life, yet kind of changed.”
The program closed with a ribbon-cutting ceremony, an 11-year tradition of ED’s Student Art Exhibit Program to officially open students’ exhibits
“The art is beautiful” and “wow!” were some of the guests’ remarks as they viewed the 67 pieces of work, evidence of creativity and learning in all fields from k–12 students.
The exhibit will be on display through August 31 in the ED headquarters lobby at 400 Maryland Ave. SW. To visit the exhibit, contact Jackye Zimmermann (Jacquelyn.Zimmermann@ed.gov; 202-401-0762).
Click here to see additional photos from the exhibit opening.
Greta Olivares is a rising senior at Middlebury College and a summer intern in the Office of Communications and Outreach at ED.
The bipartisan measure calls for expanded resources for victims, public disclosure of campus-climate surveys, and more coordination with law-enforcement agencies.
Should state universities trim tuition chiefly for low-income students or cut it across the board?
If you’re among the millions of current or former students with debt, you’ve probably been tempted to click on an ad that says, “Obama Wants to Forgive Your Student Loans!” or “Erase Default Statuses in 4 – 6 Weeks!” or some equally enticing student loan debt relief offer … available only if you click or call NOW!
Many the companies behind these offers have sophisticated marketing tactics to target unsuspecting students, borrowers, parents, military service members, and their families. As the Student Loan Ombudsman for the Office of Federal Student Aid at the U.S. Department of Education, I hear about these pitches a lot. My strong advice: Before you pay somebody to help you with your student loans, do your homework.
It’s tempting to just say: Don’t do it. Walk away. Call your loan servicer instead. But there’s more you should know.
In my office we help student loan customers with problems they may face in managing and repaying their student loans. One of the topics that has been trending recently is about companies that promise student loan cancellation, forgiveness, credit repair, or dramatically lowered payments.
Based on the experience of the Ombudsman Group and the Student Loan Ombudsman Caucus, here are some specific things you should know before signing up with any student loan debt relief company.
Student loan debt relief companies charge fees for services that you can get for free.
You can apply for loan consolidation through www.studentloans.gov. The application is free, and there are no extra fees. Before applying, do your research on www.studentaid.gov. On that site, you’ll find information on loan consolidation, requirements for loan forgiveness, repayment estimators to help you pick the right repayment plan to fit your income, loan servicer contacts, and other important information to help you manage your loan repayment. All for free! Recent research by a member of the Student Loan Ombudsman Caucus found some of these debt relief companies charging upfront consolidation fees as high as $999 or 1 percent of the loan balance (whichever is higher); “enrollment” or “subscription” fees up to $600; or monthly account “maintenance” fees as high as $50 per month. You already pay for these services through the monthly interest on your loans; why double-pay?
Keep your PIN to yourself
Student loan debt relief or credit repair companies may offer to manage your loan account, and to do so, they ask you to provide them with your federal student aid Personal Identification Number (PIN), or sign a Power of Attorney. Think about it: your PIN is the equivalent of your signature on any documents related to your student loan. If you give your PIN away, you give others the power to perform actions on your student loan on your behalf. Plus, regardless of who authorizes changes to your account, it’s your name on the promissory note. If that company fails to provide the appropriate updates to your loan servicer, you have to deal with the consequences.
Is Your Loan in Default?
If it is, you know that being in default on a student loan is bad news. Know this as well: you are a prime target for the marketing tactics of debt relief and credit repair companies. By being in default, you’ve already incurred added interest and you’re subject to collection costs. Don’t add on the additional fees charged by one of these companies to get your loan out of default. Even if your loan is in default, loan consolidation is free. Getting on a loan rehabilitation plan is free. Find out how to get out of default.
Think you’ve been scammed?
If you’ve already signed a contract, seek advice to learn your options. Many state governments have an Office of Consumer Affairs or Consumer Protection either within or affiliated with, the Office of the State’s Attorney General. At the federal level, the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have the authority to act against companies that engage in deceptive or unfair practices. Click on the links to file your complaint with either of those agencies.
Contact your Loan Servicer
If you want to talk to someone, call your loan servicer or use your online account access to get more information. They are your first source to get help with managing your loan repayment. The Department’s loan servicers are as concerned as I am at ensuring that you do not spend your hard-earned money to pay for something you can get for free. If you don’t know your servicer’s contact information, grab your PIN and log in to StudentAid.gov.
Joyce DeMoss is the Student Loan Ombudsman at Federal Student Aid. If you’ve tried to resolve your student loan issues without success, contact the Ombudsman. The Student Loan Ombudsman Caucus includes members at Direct Loan and FFELP program participating lenders, servicers, and guaranty agencies.
Cross-posted from the White House Joining Forces Blog.
Last August, at the Disabled American Veterans National Convention, President Obama outlined key Administration priorities that ensure we are fulfilling our promises to those who have served our nation, including supporting our veterans in institutions of higher learning. In his speech, President Obama announced that 250 community colleges and universities committed to implementing the 8 Keys to Success program on their campuses.
Developed by the Administration, the Department of Education (ED), and the Department of Veterans Affairs (VA) in conjunction with more than 100 education experts, the 8 Keys to Veterans’ Success on campus are eight concrete steps that institutions of higher education can take to help veterans and service members transition into the classroom and thrive once they are there. Over the past year, the number of commitments have nearly doubled as more than 400 colleges and universities have affirmed their commitment to take the necessary steps to assist veterans and servicemembers in transitioning to higher education, completing their college programs, obtaining career-ready skills, and achieving success.
The strategies within the 8 Keys to Veterans’ Success include:
- Creating a culture of connectedness on campus
- Coordinating and centralizing campus efforts for all veterans
- Collaborating with local communities and organizations to align services and supports for veterans
- Implementing an early alert system
- Utilizing a uniform set of data tools to collect and track information relating to veteran students (i.e., retention and degree completion)
- Developing systems to ensure sustainability of effective practices
These common-sense practices should be implemented on every campus across the country.
To view current commitments and check if your school has signed the 8 Keys pledge, click here. If you are an administrator and would like to join the growing list of colleges and universities focused on providing the best environment for your student veterans, please visit the 8 Keys registration site, or email firstname.lastname@example.org.
As more servicemembers return to civilian life, the urgency to ensure that they have the support they need to reach their educational and career goals grows each day. We will continue to advocate for the needs of the men and women who serve us so valiantly each and every day.
Robert “Mac” McFarlin is a White House Fellow at the National Economic Council.
The cost of educating veterans at proprietary institutions averages twice that of their public counterparts, says the chairman of the Senate education committee.
But critics say the tentative deal won't force the association to reduce the risk of head injury.
A bill that would require colleges to report more data about faculty who work off the tenure track may not win approval this session, but it’s raising hopes.
The amount, to be paid over 10 years, will be further diminished because any research in the field by the NCAA’s member colleges will count toward the total.
“Education is the only solution.” – Malala Yousafzai
On January 12, 2010, when Wadley – a girl growing up in Port-au-Prince, Haiti — was just seven years old, the world that she once knew was forever changed. An earthquake killed hundreds of thousands and left just as many injured. Its aftermath was unimaginable. Thousands upon thousands were left homeless and found themselves scrounging for the most basic necessities. Like so many others, Wadley and her mother moved to a tent city. Despite all the hardships, Wadley held on tight to her dreams: she wanted more than anything to go back to school.
When she found out the school had reopened she was overjoyed. She dropped the bucket she used to gather water and dashed home to tell her mother. But Wadley’s mother told her that she would not be returning to school because there was no money to pay the fees. Undaunted, Wadley returned to the makeshift school. The teacher sent her away. “You are not a student here,” the teacher said. “Your mother hasn’t paid.” Wadley didn’t really understand what money was, but it seemed to make a difference in life. Still, Wadley desperately wanted to be in school. So, she went back, again and again, until finally, her teacher gave in.
Wadley is one of the lucky ones. She is back in school and happiest in her favorite class — science. In November, 2013, she even had a chance to do math problems with Secretary Duncan during his visit to Haiti. According to the Global Monitoring Report, in 2012, 66 million girls were not in school. All the facts tell us that educating girls worldwide is not only the right thing to do, it’s the smart thing to do. Children are twice as likely to survive when their mother is literate. Women who are educated are more than twice as likely to send their children to school. Evidence shows that crop yields increase by ten percent when women own the same amount of land as men. And when a country sends ten percent more of its girls to school, GDP increases by three percent on average.
On July 17, the International Affairs Office hosted a panel discussion at the U.S. Department of Education on the importance of educating girls worldwide and a screening of excerpts of Girl Rising, a film which highlights Wadley’s story as well the stories of eight other girls. Senior Advisor to the Secretary Maureen McLaughlin served as moderator. The panelists reminded us that, though great strides have been made, much work is left to be done. They also challenged those in attendance to roll up our sleeves and get involved. On a large scale, USAID announced a new program to increase enrollment and improve early-grade reading for at least 500,000 children, including 250,000 girls in Northern Nigeria. Here at home, individually, we can teach our own children about the challenges girls face around the world. We can increase their empathy and understanding. And we can encourage them to think globally and act locally.
Rebecca Miller is an international affairs specialist in the International Affairs Office at the U.S. Department of Education.
Cross-posted from the Department of Labor’s Work in Progress blog.
Labor Secretary Tom Perez is traveling with Education Secretary Arne Duncan to Toledo, Ohio, today to see first-hand model programs and partnerships that are equipping Americans with the knowledge, skills and industry-relevant education they need to get on the pathway to a successful career.
We want to make sure you see what they see, too. Follow along today to see live updates and highlights from their day.
First stop: The Toledo Technology Academy.
The path to good jobs begins in grade school. Students in grades 7 – 12 receive an intense integrated academic and technical education that prepares them for a rewarding, life-long career in engineering or manufacturing technologies. Along with more “typical” high school classes, they receive hands-on training in plastics technologies, automated systems, manufacturing operations, computer-automated design, electronics and other manufacturing technologies.
The academy works closely with employers – including the local GM plant – to provide students with industry recognized credentials and certification. Students also can earn advanced credit at local 2- and 4-year colleges. In April, the Toledo Public School System was awarded a $3.8 million Youth CareerConnect grant that will expand the Toledo Technology Academy’s model to serve more students.
Joseph Neyhart, a recent graduate of the Toledo Technology Academy, shows off his robotics project. While in high school, Joseph gained hands-on job experience that prepared him for a lifelong career in mechanical engineering.
— US Labor Department (@USDOL) July 29, 2014
Alexis Smith, who also just graduated from the Toledo Technical Academy, is planning to attend the University of Toledo to become a biomedical engineer. The hands-on experiences she received in high school spurred her interest in improving medical technologies, including helping people who are claustrophobic in MRI machines. Her advice to other young people? “Think outside the box and don’t be afraid of a challenge.” Through new Youth CareerConnect grants, we’re helping more schools like TTA create programs that prepare young people for #STEM careers.
Second stop: The Toledo Electrical Joint Apprenticeship and Training Committee.
Opportunities in apprenticeship. Apprenticeship is a tried and true workforce development strategy that’s used successfully around the world, but has been underutilized in the United States. Both the Workforce Innovation and Opportunity Act, signed by President Obama last week, and the recently released White House report on job-driven training encourage expanding apprenticeships in traditional and non-traditional industries.
Cable splicing @ Toledo Electrical Apprenticeship & Training facility (i.e., what makes it possible to watch ESPN!) pic.twitter.com/oJtOtQ3l3P
— US Labor Department (@USDOL) July 29, 2014
The state-of-the-art Toledo facility is run jointly by IBEW Local 8 and the local chapter of the Electrical Contractors Association. Apprentices complete thousands of hours of on-the-job training. They also “earn & learn”: pay starts just over $11 an hour and progresses to a journeyman scale of $37.12, not including benefits.
Wind energy is a growing industry in Ohio. With a need for more wind energy technicians, the facility decided to install a wind turbine for training purposes and to be a source of energy. This means the region will be provided with a workforce that is equipped to install and maintain wind turbines. Secretary Perez gets a lesson in wind turbine safety:
Nathan Eaton, former apprentice who is now in his fourth year as a Wind Turbine Maintenance Program instructor, told Secretary Perez that turbine operation and maintenance is not an easy job. Dealing with electricity means safety is paramount and electrical workers need to be able trust each other. The hands-on job training apprentices receive help them learn the skills that are needed out in the field.
Third and final stop: Owens Community College and an American Job Center strategically located at the college
Community colleges are key partners. Owens is the newest addition to the Registered Apprenticeship College Consortium, a bold new model that will allow graduates of Registered Apprenticeship programs (like those from the Toledo Electrical Joint Apprenticeship and Training Committee) to turn their years of rigorous on-the-job and classroom training into college credits toward an associate or bachelor degree. Owens also was part of the Cincinnati State Community College Consortium that received nearly $20 million from the Labor Department to expand health care career opportunities.
The American Job Center on-site helps connect job seekers with positions as they become available, and employers with qualified workers. For people looking to improve their skills or start on a new career path, the center offers a wealth of resources on available training and education options.
What about you?
If you have a great program or success story you’d like us to know about, tell us here. Or, if you are looking for a job, to grow your skills or to hire a skilled workforce, find federal resources available in your community here.
The third installment of ED’s summer series Let’s Read! Let’s Move! blasted into space at the Smithsonian Air and Space Museum on July 23.
Secretary Arne Duncan read The Astronaut’s Handbook, by Meghan McCarthy, with chief curator of the National Air and Space Museum Peter Jakab, U.S. attorney general Eric Holder, White House chief of staff Denis McDonough, 2014 Miss America Nina Davuluri, and Carla Hall, chef and co-host of ABC’s “The Chew.”
“A book in your hand is more powerful than any space engine,” Jakab said.
With eyes fixated on the rockets and spaceships hanging from the ceiling, students from youth centers and schools throughout the Washington, D.C., area filed into the Space Race gallery.
Clad in personally decorated astronaut helmets, they listened closely to the book’s themes of hard work, good study skills, and the keys to being a team player.
In addition to the book reading, there was a Mission to Mars puppet show and a question and answer session where kids quizzed the panel on the rules for pets on spaceships and the travel time from Earth to outer space.
Chef Carla’s food demonstration taught kids about fruits and vegetables that can be eaten in space, after she and the MusicianShip marching band led the students to the Let’s Move! activities featuring a group dance.
“It’s wonderful to broaden kids’ minds and to be at an event where you can find education in new ways,” Hall remarked.
The YMCA’s Physically Healthy and Driven program volunteers led the Let’s Move! activities including “exercise like astronauts,” where kids did commander crunches, pilot push-ups and competed in a shopping cart health food races before picking up a book bag and complimentary children’s book donated by Target.
The next and last Let’s Read! Let’s Move! event is scheduled for July 30. The program supports First Lady Michelle Obama’s Let’s Move! initiative, which promotes healthy lifestyle choices and nutrition, while also encouraging strong early learning programs to ensure bright futures for children.
Molly Block is a rising senior at the University of Michigan. She is an intern in the Office of Communications and Outreach at the U.S. Department of Education.
Cross-posted from the OII blog.
Peg + Cat, the animated PBS KIDS math series launched last fall, won three Daytime Creative Arts Emmy Awards last month, including Outstanding Pre-School Children’s Animated Series. Funded in part by ED’s Ready To Learn (RTL) program, the series follows the spirited Peg and her loyal sidekick Cat, as they embark on hilarious musical adventures, learning math concepts along the way. The series provides young viewers with a new way to experience math and highlights its importance in a variety of everyday situations. Music is used as a teaching tool throughout the series and each episode features an original song.
Series co-creator and executive producer Jennifer Oxley also received the Emmy forOutstanding Individual Achievement in Animation for Production Design. Oxley made her first film at the age of 7 and has devoted much of her professional career to educational television and film, including direction of 15 short films for Sesame Street, as well as the award-winning adaptation of Spike Lee and Tanya Lewis Lee’s children’s book, Please, Baby, Please. Eleven-year-old Hayley Faith Negrin, the voice of Peg and the youngest nominee at this year’s Daytime Emmy Awards, received the award for Outstanding Performer in a Children’s Program.
In a press release from The Fred Rogers Company, the nonprofit producer of Peg + Cat, Paul Siefken, the company’s vice president of broadcast and digital media, said, “We’re delighted that the Emmy Awards committee has recognized Peg + Cat as an exceptional series with much to offer for today’s preschoolers and families.” In its premiere week last October, the television series reached 2.2 million children; in a typical month between October and May, more than 10 million individuals ages 2 and up, as well as 6.7 million households, viewed the show’s episodes.
Like all Ready To Learn initiatives, Peg + Cat employs a variety of media to engage children and families in early learning and school readiness, with a particular focus on low-income children. In addition to the television series, the Peg + Cat multi-platform media experience employs interactive mobile and online content, including games and other online resources at pbskids.org/peg, and additional interactive features, including steaming video, parent and educator resources, and mobile apps. In the first season, the online game collection received nearly 14 million pageviews and a Peg + Cat mobile app was downloaded more than 42,000 times. Community engagement with schools is also an important outreach strategy, and to date more than 1,200 educators and 15,000 children and families have participated in 88 school events.
Peg + Cat is partially funded through a $71 million RTL grant from the Office of Innovation and Improvement to the Corporation for Public Broadcasting and the Public Broadcasting Service. The RTL program encourages and supports the development and use of television and digital media to promote early learning and school readiness for young children and their families, as well as the dissemination of educational outreach programs and materials to promote school readiness. The Corporation for Public Broadcasting and the Public Broadcasting Service are one of three RTL grant recipients, each of which received awards in 2010.
Doug Herbert is a special assistant in the Office of Innovation and Improvement and editor of the OII home page.
An expert isn’t surprised that some Ohio State students and alumni are rallying around the band director who was fired last week for tolerating hazing.
Ideological one-sidedness harms the quality of research, the authors of a new paper argue. They offer some suggestions for detecting and avoiding it.
Students who came close to graduating but didn’t quite finish are more likely to return to a campus to complete a degree, a report says.